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Be a part enjoyment.

Many of us assume that we need to make drastic changes to our habits, routines and/or bank balances to be happy. In reality, however, that’s not the case. Often, we already have everything we need to enjoy life—it’s just a question of prioritizing what’s really important. Here are 25 simple ways you can enjoy your life more, starting today!

1. Focus on yourself

Other people will always be on hand to offer up their opinions and advice. Ultimately, however, it’s we, and we alone, that have to live with the consequences of our decisions.

2. Make time to relax

Making time to relax and reconnect with ourselves leaves us better equipped to deal with more challenging periods.

3. Avoid the news

It’s all too easy to get sucked into public drama, online and offline. Trust that if something important happens, you’ll know about it. Otherwise, save yourself energy and spend your time on something more worthwhile.

4. Nurture your positive relationships

Make time to nurture the positive relationships you have with friends and family. Identify the people who lift you up and focus your energy on them.

5. Meet new people

Community is one of the most important needs we have. Making a consistent effort to meet new people helps us fulfill that need and introduces us to new ideas and perspectives.

6. Explore new places

New places and cultures offer a different perspective on the world and add a healthy dose of inspiration and possibility to our lives.

7. Keep a wish list

Whenever you think of something you’d like to try, or a place you’d like to visit, write it down and keep a collection. It keeps the dream alive and stops it fizzling out as a forgotten thought.

8. Try new things

Commit to trying a certain number of items from your wish list each year to make sure they don’t just stay as wishes.

9. Spend money on experiences, not possessions

It’s experiences, not possessions, that create memories and meaning.

10. Cut down your junk

Physical clutter equals mental clutter; reducing the amount of stuff around us fosters a calmer mental state, too.

11. Make time for gratitude and appreciation

Creating a routine of writing down three things we feel grateful for each day helps us focus more on what we’re grateful for in life.

12. Track how you’re spending your time

It’s easy to get to the end of a day and wonder where all the time went, so track how you spend your time in an average week. When we’re conscious of how we’re spending our hours, we can make the most of the time we have on this planet.

13. Be deliberate in your choices

We’ve never had so many opportunities to create a lifestyle that we truly love, yet many of us still live life on autopilot. Be deliberate in your life choices: remember that it’s your life and no-one else’s.

14. Invest in yourself

The more self-aware and self-accepting we are, the happier we are. Make time to read personal development books, journal, and focus on being compassionate towards your

15. Remember that all feelings pass

A key part of enjoying life is accepting that we’re not going to feel 100% happy 100% of the time. During the more challenging times, remember that life is one big cycle of ups and downs, and remember that all feelings pass.

green tea

1. 
   1
   Determine how many cups of green tea you would want to make. The general guideline is one teaspoon (5 g) of green tea leaves (or pearls) per one cup of water. This will yield one cup of brewed tea.
2. 
   2
   Measure out the desired amount of green tea leaves (or pearls) and place them in your tea strainer or sieve.
3. 
   3
   Fill a non-reactive pot or pan (glass or stainless steel) with water and heat it to about 180 °F (80 °C). You can use a candy thermometer to watch the temperature, but if you don't have one, then keep an eye on the water so that it doesn't boil.
4. 
   4
   Place the filled tea strainer or sieve into an empty mug or cup.
5. 
   5
   Pour the heated water into the mug, over the tea leaves.
6. 
   6
   Steep the tea leaves for 2 - 3 minutes but not any longer, or else your tea will become slightly bitter.
7. 
   7
   Remove the tea strainer from the mug.
8. 
   8
   Let your tea cool down for a few moments and enjoy your perfect cup of green tea.
9. 
   9
   Finished.

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HOW TO MAKE DEMAND DRAFT

HOW TO MAKE DEMAND DRAFT

1. Just walk into the  bank branch during working hours, request them for a DD. You will get the same irrespective whether its a home branch or not.
2. You don’t need to have a bank account in Any Bank to apply for a DD (demand draft)
3. If the amount is more than ₹50,000/- then you need issue a cheque to the bank (from whatever bank your account is). PAN should also be provided in that case. Commission charges payable extra.

you cannot make/apply a DD in cash above ₹49,999/-.

Although if you already have an account in bank then is whole process becomes very easy. Fill the form, and tick account payee. thats it.

DO YOU KNOW HOW TO CANCELLED CHEQUE .

What is a cancelled cheque?

A cancelled cheque in India simply refers to any cheque that has strike marks on it with the words ‘cancelled’ written across. A cancelled cheque is considered to be proof that you actually hold an account with the bank. From withdrawal of EPF funds to setting up an Electronic Clearance Servicefrom the account, a cancelled cheque is required in many cases. But before we talk about the use of cancelled cheques, let us tell you how to issue a cancelled cheque.

Issuing a Cancelled Cheque

To cancel a cheque leaf, all you need to do is draw two parallel lines across the cheque and write ‘Cancelled’ in between the two lines. A cancelled cheque doesn’t require your signature. A cancelled cheque gives details such as account number, account holder’s name, MICR code, name and branch address of the bank. Though no one can withdraw money from your account using a cancelled cheque, fraudulent activities using a cancelled cheque have happened in the past. So be very careful when you issue a cancelled cheque and make sure that the person you are handing it over to is extremely trustworthy. Got it?

Use of Cancelled Cheques

• Most investment organisations give utmost importance to Know Your Customer (KYC) guidelines. So if you are investing in Mutual Funds or the stock market, the company will ask for a cancelled cheque to verify if the account associated with the investment actually belongs to you.
• From purchasing of accessories like a mobile phone, TV or fridge to applying for a Car Loan,Home Loan, Education Loan, etc., EMIs have become the favourite mode of payment. And to set the process of EMIs rolling, a cancelled cheque is required to prove that you indeed hold a bank account.
• A cancelled cheque is needed to set up the Electronic Clearance Service, which automatically deducts money from your account every month.
• To withdraw your provident fund amount, companies generally ask for a cancelled cheque with your name on it to validate your account details.
• Even while purchasing an insurance policy, a cancelled cheque is required.

Well, we hope that we have answered all your doubts about a cancelled cheque. If you are looking for some investment options, go ahead and explore!

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